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In this episode, the first of a mini-series examining the key trends and issues within the investment and retirement income sectors, we speak to Nick Fels, CEO of Bell Asset Management and FSC Board member about what he believes the key takeaways for the industry in 2021 were, including the importance of ESG today compared to a decade ago, the huge growth and implications for the industry regarding micro-investing that is being led by younger Australians and finally his views on the unintended consequences of Your Future Your Super.