Welcome to Issue 47 of the FSC Policy Update – a fortnightly member briefing on the main legislative and regulatory changes across the financial services industry. Parliament has entered its final sitting period of the year, with a continued focus on the Government’s Royal Commission reforms and the ‘Your Future, Your Super’ reforms. Parliament has re-opened to external visitors, and the FSC is pleased to have been able to return to Canberra for in-person meetings with the Government, Opposition and public service.